Many buyers don’t realize that there are several programs available through the state of Texas that provide significant benefits for home buyers. Most people are familiar with the fact that veterans can purchase homes with no down payment. There are other professions that the Texas Homes for Heroes Program grants similar benefits to. If you meet any of the criteria outlined below, you will be able to purchase a home or refinance an existing mortgage and receive up to 5% from the state of Texas in the form of a non repayable grant that can be used for your down payment and closing costs. That’s right, in effect the Texas Homes for Heroes Program program allows you to purchase a home with no down payment and minimal closing costs.

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If you’d like more information about the Texas Homes for Heroes Program, or other ways to purchase a home with little or no down payment, please contact us at 512-740-6486 or email We are experienced in helping people navigate programs that make home affordable, and it would be our pleasure to work with you.


Allied Health Faculty Member - a full-time member of the faculty of an undergraduate or graduate allied health program of a public or private institution of higher education in the state of Texas.

Corrections Officer - all full-time employees of the Texas Department of Criminal Justice (TDCJ) who receive hazardous duty pay. Must have a VOE through TDCJ. Call 800-367-5690 to verify.

Emergency Medical Services Personnel - has the meaning assigned by Section 773.003, Health and Safety Code. Emergency medical services personnel means full-time emergency care attendant, medical technicians intermediate or paramedic, or licensed paramedics.

Fire Fighter - a member of a fire department who performs a function listed in Section 419.021.(3)(c), Government Code. Permanent full-time fire department employees who are assigned duties as fire suppression, fire inspection, fire and arson investigation, marine firefighting, aircraft rescue and firefighting, fire training, fire education, and fire administration.

Juvenile Corrections Officer - all full-time employees of the Texas Juvenile Justice Department (TJJD) who receive hazardous duty pay. Must have a VOE through the TJDD. Call 512-490-7130 to verify.

Nursing Faculty Member - a full-time member of either an undergraduate or graduate professional nursing program.

Peace Officer - a person elected, employed, or appointed as a full-time peace officer under Article 2.12, Code of Criminal Procedure, Section 51.212 or 51.214, Education Code, or other law. Peace officers are licensed through Texas Commission on Law Enforcement Officer Standards and Education (TCLEOSE). Call 512-936-7700 to verify.

Professional Educator - means a full-time, public classroom teacher, teacher aide, school librarian, school nurse, or school counselor certified under Subchapter B, Chapter 21, Education Code.

Public Security Officer - a person employed or appointed full-time as an armed security officer by this state or a political subdivision of this state. Public security officers are license through TCLEOSE. Call 512-936-7700.

Veteran - a person who served no fewer than 90 cumulative days on active duty in the Army, Navy, Air Force, Marines, Coast Guard, or US Public Health Service OR who have enlisted or received an appointment in the National Guard or a reserve component of one of the branches listed above OR have completed 20 years in a reserve component as to be eligible for retirement. Must be a bona fide resident of Texas, and not dishonorably discharged. The unmarried, surviving spouse of a Texas veteran who is missing in action or who died in the line of duty or from a service-connected cause may be eligible to participate in the programs.

Rodney Canpbell